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How to File a Motor Vehicle Claim You'll need to file an insurance claim in the event that your vehicle has been damaged. It is important to understand how this process operates. Insurance companies will send an adjuster to look over the damage to your vehicle. It's not necessary to be present for the inspection, however you should bring your policy and any other relevant documentation. Take Pictures Have you ever watched a crime drama that has investigators combing through every square inch of the scene and take photos of the tiniest detail—from footprints to chocolate wrappers that have been tossed away? Use the same level of scrutiny when examining your accident scene. It is crucial to record as much of the incident as you can during the time it occurs to ensure that you have evidence to support your case later. It is essential to capture photos of both cars, but you should also think about taking close-ups of the damaged parts. These photos can help insurance companies and also expert witnesses to determine the size of various objects. In your photos, you should include some reference points, like the locations of stop signs and traffic lights. These can be used to determine the actions of the driver who was at fault for the accident. If you're able to you can, take photos of other driver and their passengers, as well as any witnesses. You may be able to take a photo of their license plate. Also, take pictures of emergency responders and their vehicles. And if someone is placed on a gurney, and then an ambulance, snap an image of that as well. Make sure to submit the photos to the insurance company only if directed by your attorney or if you are required to do so by the court. You could be knowingly giving evidence that is in opposition to your claim if you do not. For instance, if you alter the date stamp on your photos following the accident, it can cause the insurance company to question the validity of your claim. Seek medical attention The first thing you should do following an accident is to seek medical attention. This is not just for your health, but also to ensure any injuries are recorded. Many personal injury lawsuits include seeking compensation for medical bills as well as other damages. This is why medical records are essential to the success of your claim. Even if there aren't any symptoms that you can notice then you should schedule an appointment with your primary health care provider or an emergency room. Your doctor will be able to offer you a full medical evaluation and assess the extent of your injuries. They can also to give you the necessary treatment. Following your doctor's treatment plan will allow you recover faster and help strengthen your case. This includes filling your prescriptions, taking any of the over-the-counter medication, participating in physical therapy, observing instructions regarding time off from work, and attending follow-up appointments. It is essential to avoid saying anything that an insurance adjuster might interpret incorrectly. The insurance company may try to deny the injuries you've suffered in order to reduce or deny the amount of compensation you receive. This is why it is suggested to not talk to any insurance adjuster unless you have an attorney present with you. Contact an attorney Legal representation is essential for injured parties. Attorneys can help them manage their stress and help them understand the best way to direct their energies. Attorneys can also examine the evidence and facts of an incident to determine if it's worth fighting for in court. The insurance company is primarily an enterprise and their mission is to collect as much money from insureds as is possible while paying out as little as possible (in the theory). It can be tempting, if you're in the middle of an incident to accept a low-ball settlement offer because it is the most straightforward thing to do. This is a mistake that could result in devastating consequences later on. If you make an insurance claim the adjuster from your insurance company will come out to evaluate the damage to your car and will look over receipts for personal property damage and medical bills. motor vehicle accident lawsuit detroit may also interview witnesses and look over police reports. Before meeting with an adjuster, it is recommended to get repair estimates from local auto repair shops or contractors. This will allow them to know what to expect in terms of repairs. An experienced motor vehicle accident lawyer can ensure that all necessary information is provided in a timely manner and that the appropriate documents are handed over to an insurance company. They can offer advice and make recommendations regarding how to handle an adjuster for claims, how to you should handle a settlement, and what to do in the event of an insurance provider being unresponsive and committing fraud.